Services for investors
New residential projects
Discover the latest premium residential projects from the most trusted developers.
New residential projects
Discover the latest premium residential projects from the most trusted developers.
ANTHEM.
Services
Real estate investments are recognized for their stability and long-term growth potential, providing not only a superior return compared to other asset classes, but also a source of passive income and tangible equity value. At ANTHEM Real Estate Investments, we are dedicated to turning every real estate investment into a profitable and strategic decision by providing specialized services that add significant value to your portfolio.
Stability and predictability
Real estate is less susceptible to the volatility of financial markets, providing a steady rental income. Protection against inflation: Real estate tends to increase in value and the rent is updated annually with the rate of inflation, providing protection against erosion of purchasing power.
Identifying opportunities
We use in-depth knowledge of the local market to identify real estate investment opportunities in areas with high growth and resale potential. This includes analysis of demographic, economic and development trends.
Evaluation and analysis
Each property proposed for investment is subjected to a rigorous evaluation, which includes analysis of potential revenues, operating costs and possible exit scenarios. We ensure that every investment is based on a detailed analysis of risks and opportunities.
Financing strategies
We offer consultancy in the structuring of financing for the purchase of properties, working with financial institutions to obtain the most favorable credit conditions.
Property management
To maximize return on investment, we offer full property management services including lease administration, maintenance and tenant relationship management.
Portfolio optimization
We monitor investment performance and periodically recommend portfolio adjustments to maximize returns and minimize risks.
Exit-strategy support
We plan and execute optimized exit strategies to maximize profit when selling properties, either through a direct sale or through other investment vehicles.
By working with ANTHEM Real Estate Investments, you ensure not only access to the best opportunities on the market, but also professional management of all aspects of your real estate investment. We are committed to making every investment decision a success, adjusting our strategies to dynamically respond to changes in the market and your financial goals.
Our trusted partners
200+ Happy Clients
The ANTHEM Real Estate Investments team has helped over 200 clients find their perfect apartment. Here is what they say about us.
"After a disappointing experience with another agency, ANTHEM restored my confidence in the real estate market. They were transparent, honest and incredibly efficient. My apartment is proof that they chose the best for me."
Micu Madalina
Strategy and Development Manager Natur House Romania
Catanet Florina
Podolog&Owner - HappyFeet Romania
Raul Vargas
Senior Accounts Specialist (O2C) - Genpact
Daniela Lancea
Order Manager - Wipro
Recep Ekici
Antreprenor - Poosh Romania
Elena Somanescu
Manager Vanzari - iMed
Laura Dimian
Operations Manager - Regus
Frequently asked questions
At ANTHEM Real Estate Investments, we set out to directly answer one of the most frequently asked questions from our clients: "What are the advantages and disadvantages of buying a new apartment compared to an old one in Bucharest?" We talked to buyers, real estate agents, and developers, analyzing market data and exploring both new residential developments and apartments in the city's historic buildings.
Facts and Figures Collected by ANTHEM:
Our analyses showed that in 2024, new apartments in Bucharest were, on average, 28% more expensive than old ones, a determining factor for many buyers.
From our research, we found out that new apartments require an annual maintenance budget that is 45% lower than old ones, due to their superior energy efficiency.
Internal surveys indicated that 37% of ANTHEM clients who purchased new apartments experienced delays in the delivery of properties, a critical aspect in the purchase planning.
The data collected by us shows that 60% of buyers of old apartments had to invest between 15% and 30% of the value of the property in renovations to bring them to an acceptable standard.
We found that 70% of new apartments offer shared amenities such as swimming pools, gyms and green spaces, increasing their attractiveness to families and young professionals.
In 2024, 42% of those who bought old apartments reported that they were attracted by the proximity to points of cultural and commercial interest, without considering renovations a major problem.
Our data shows that the average resale time for a new apartment is 3 years, compared to 5 years for an old one, suggesting a more dynamic secondary market for new properties.
We have noticed that old apartments located in historic areas have seen a 20% increase in market value in the last five years, reflecting the increased interest in central areas and architectural heritage.
ANTHEM's conclusions:
The decision between a new apartment and an old one is not a simple one, but depends on several factors: the budget, the desired lifestyle and the time available to invest in the property. For those interested in apartments for sale in Bucharest, new apartments offer a modern lifestyle, but at a higher cost. On the other hand, old apartments, although cheaper to purchase, often involve additional costs for renovations and modernizations.
At ANTHEM Real Estate Investments, our goal is to provide you with the information you need to make an informed choice tailored to your specific needs.
At ANTHEM Real Estate Investments, we have thoroughly analyzed the real estate market in Bucharest to address one of the most pressing questions: "Is it more advantageous to buy or rent an apartment in the current real estate market context?"
Data and Insights Gathered by ANTHEM:
In 2024, our data indicates that the average rent for two-bedroom apartments in high-demand areas increased by 12% compared to the previous year, reflecting consistent demand in the rental market.
We observed that the purchase prices for new apartments registered a moderate 5% increase, suggesting market stabilization after the accelerated growth of recent years.
Analyzing the costs, we found that for a standard two-bedroom apartment, the monthly payment on a mortgage is comparable to the rent in many areas of Bucharest, particularly in the northern part of the city. With a fixed-interest mortgage rate of 5%, the monthly payment would be around €400-€500, similar to the average rent.
An interesting statistic from our analysis shows that if you stay in the same property for more than two years, buying becomes financially more advantageous compared to renting, due to equity accumulation and potential property appreciation.
We discovered that over 65% of clients who opted for buying in 2024 were drawn to long-term benefits such as financial stability and control over their living space.
When it comes to flexibility, renting allows for easier relocation without the complications of selling a property, which is an advantage for those unsure about how long they will stay in a certain area. In 2024, we saw an increase in demand for short-term rental contracts.
Our data shows that, in the long term, apartment owners benefit from a net monthly saving of approximately €100-€150 compared to those who pay rent, taking into account maintenance costs and property taxes.
Another point to consider is that when purchasing, various financing schemes are available, such as the "Noua Casă" (New Home) program, which offers favorable conditions for first-time homebuyers.
ANTHEM Conclusions:
The choice between buying or renting an apartment depends on several factors specific to each individual: financial stability, long-term outlook, required flexibility, and risk tolerance. In the current Bucharest real estate market, buying may be more advantageous if you plan to live in the same place for more than two years, considering both financial and equity benefits. However, renting remains a flexible and less committing short-term option, ideal for those who seek mobility or are not ready for a long-term commitment.
At ANTHEM Real Estate Investments, our goal is to provide you with the necessary information to make a well-informed decision tailored to your personal situation and objectives.
At ANTHEM Real Estate Investments, we aim to provide you with the tools you need to evaluate whether the asking price for an apartment is fair, especially in the context of the apartment sales market in Bucharest.
Data and Insights Gathered by ANTHEM:
We analyzed transactions from 2024 and found that the average price per square meter for new apartments in the northern areas of Bucharest was approximately €2,400, while for older apartments, prices ranged between €1,800 and €2,200, depending on the building's condition and location.
To determine a fair value, we compared similar properties in the same area, taking into account size, number of rooms, floor, and apartment condition. Price differences between identical apartments in similar locations should not exceed 10% to be considered fair.
Our data shows that apartments with premium finishes or special amenities (such as parking spaces or terraces) can justify a price 15-20% higher than the area's average.
We observed that apartments on middle floors are typically priced 5-8% higher than those on the ground or top floors, due to buyers' preferences for comfort and safety.
In our evaluation, we also considered the apartment's rental potential, which can influence the selling price. In 2024, a standard two-bedroom apartment in the northern areas could generate a monthly rent of €450-€600, offering an annual return of 3-4% based on the selling price.
We identified that apartments on the market for more than three months tend to be overvalued by approximately 10-15%, suggesting that potential buyers should negotiate more aggressively.
Factors such as proximity to public transport, schools, hospitals, and green spaces are crucial for determining a fair price. Apartments in well-connected areas can command a price up to 20% higher than those in less accessible neighborhoods.
ANTHEM Conclusions:
To assess whether the asking price for an apartment is fair, you need to consider several factors, from comparisons with similar properties in the area to the benefits and amenities the apartment offers. It is essential to analyze recent transaction data, understand the added value of finishes and location, and be aware of how long the apartment has been on the market. Additionally, evaluating the apartment's rental potential can provide further insights into its real value.
At ANTHEM Real Estate Investments, we offer the expertise you need to ensure that you purchase an apartment at a fair price, based on the current analysis of the apartment sales market in Bucharest.
At ANTHEM Real Estate Investments, we have investigated the Bucharest real estate market to identify the best areas for property investments, considering property value growth, return on investment, and urban development prospects.
Data and Insights Gathered by ANTHEM:
Pipera and Aviației topped our list due to ongoing development and proximity to business districts and Herăstrău Park. New apartments in these areas have seen an average annual appreciation of 10% over the past three years, reflecting high demand.
Drumul Taberei has become a popular choice for investors, particularly after the metro line expansion. Our data shows an annual rental yield of around 6-7% for apartments here, with an 8% property value appreciation in 2024.
Crângași and Grozăvești were identified as having high potential due to more affordable prices compared to other areas and proximity to universities and business hubs. New apartments in this area offer rental yields of approximately 7-8%, with annual value increases of 5-6%.
Berceni and Popești-Leordeni are peripheral areas with an excellent price-to-quality ratio, offering lower-priced apartments but with steady growth in infrastructure and accessibility. We observed annual property appreciation of 4-5%, with rental yields of around 5%.
Titan and Pantelimon are undergoing transformation with urban regeneration projects and new residential developments. These areas provide long-term investment opportunities, with property value growth of 6% annually and rental yields between 5-6%.
In the Historic Center, although prices are high, investments in apartments for Airbnb or short-term rentals can deliver above-average returns, with an annual ROI (Return on Investment) of 8-10%, thanks to consistent tourism.
ANTHEM Conclusions:
The best areas for real estate investment in Bucharest vary depending on your investment strategy. Pipera and Aviației offer safety and property value growth, ideal for long-term investors with larger budgets. Drumul Taberei and Crângași are excellent for those seeking a balance between price and yield. For those looking to invest in emerging areas with growth potential, Berceni, Popești-Leordeni, Titan, and Pantelimon are viable options. Investors focused on short-term rentals should consider the Historic Center.
At ANTHEM Real Estate Investments, we help you navigate these options, providing detailed analyses to ensure your investments in Bucharest properties for sale are well-positioned to deliver maximum benefits.
At ANTHEM Real Estate Investments, we ensure that our clients are fully informed about the process of purchasing an apartment in Romania, including the necessary documents. Here is a summary of the essential paperwork required for buying a home:
Data and Insights Gathered by ANTHEM:
Identity Documents: Both the buyer and seller must provide identification documents (ID card, identity card, or passport). If any party is represented, an authenticated power of attorney is also required.
Ownership Document: The seller must have a valid ownership document, whether it is a sales contract, a donation deed, an inheritance certificate, or another document proving ownership of the apartment.
Fiscal Certificate: This certificate confirms that the seller has no outstanding local taxes for the apartment and is issued by the Local Taxes and Fees Directorate. As of 2024, this certificate is valid for 30 days.
Land Registry Extract: A crucial document that confirms the legal status of the property, including any mortgages or other encumbrances. It is valid for 10 days from the date of issuance.
Energy Performance Certificate: Mandatory for property transactions, this certificate indicates the apartment's energy efficiency and is valid for 10 years.
Certificate from the Homeowners’ Association: While not always required by notaries, this certificate is important to check if there are any outstanding payments for utilities or other common expenses. It is valid for 14 days.
Bank Documents for a Mortgage Loan: If the apartment is being purchased through a mortgage, the buyer must also provide the documents required by the bank, such as proof of income, account statements, and other financial documents necessary for loan approval.
Pre-Sale Contract (if applicable): If a pre-sale contract has been signed, it will be needed when finalizing the sale contract.
ANTHEM Conclusions:
Purchasing an apartment in Romania involves a set of documents that may seem complex at first glance, but with proper preparation, the process can be simplified. It is essential to check the validity and accuracy of each document to avoid delays or legal issues.
At ANTHEM Real Estate Investments, we provide the necessary assistance to ensure that all paperwork for apartments for sale in Bucharest is in order, so the transaction proceeds smoothly.
Structural Issues:
Technical Expertise:
Hiring an engineer or a specialized firm to conduct a technical assessment is the safest option. In 2024, such assessments range from €200 to €1,000, depending on the building’s complexity and required services. These experts will check the foundation, structural integrity, and overall condition of the building.
Building History:
Investigate whether the building has undergone major repairs or consolidation work. Documents from the homeowners’ association or city hall archives can provide this information.
Discussions with Residents:
Long-term residents often have valuable insights into recurring structural issues, such as cracks, water damage, or subsidence.
Reviewing the Building Documentation:
If available, the building’s construction record (“Cartea Construcției”) contains details about the materials used and any structural changes made.
Legal Issues:
Land Registry Extract:
This essential document confirms whether there are mortgages, encumbrances, or legal disputes affecting the property or the entire building. In 2024, a Land Registry Extract costs approximately 40 lei and is valid for 10 days.
Documents from the Homeowners’ Association:
Check for unpaid communal expenses, legal disputes, or general assembly decisions that might impact the property, such as ongoing lawsuits or conflicts with neighbors or authorities.
Verification of Building Permits:
Ensure that the building was constructed with all necessary permits and that any subsequent modifications were legally authorized. These details can be obtained from the sector’s city hall or the State Inspectorate for Constructions.
Consulting a Real Estate Lawyer:
For a detailed legal analysis, hire a real estate lawyer to review all documents and ensure there are no hidden issues that could impact the purchase.
ANTHEM’s Conclusion:
Verifying a building for structural or legal issues requires a methodical approach and, in many cases, professional assistance. At ANTHEM Real Estate Investments, we provide the necessary support to ensure that your investment in apartments for sale in Bucharest is safe and legal. Whether it’s a technical assessment or legal verification, we ensure you have all the information needed to make an informed decision.
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